Working on the water comes with inherent risks, ranging from navigating turbulent waters to working on complex machinery. Often, the hardworking crew members are the most exposed to these dangers that could lead to lifelong injuries or worse.
It is safer to assume that companies and insurance companies are not on your side when this happens. The good thing is the Jones Act, a federal law enacted in 1920, provides qualified maritime workers significant protection.
A vital safety net for injured workers
Traditional workers’ compensation has limitations on recoverable damages. Meanwhile, the Jones Act has none. This means they can seek compensation for various losses stemming from their injury, such as:
- Medical expenses, including past, present and future medical costs related to your injury
- Lost wages due to your injury and inability to work
- Pain and suffering
- Loss of earning capacity
The Jones Act also guarantees “maintenance and cure” benefits that can cover room and boarding costs, as well as medical treatment, while recovering. If your employer’s unsafe work environment played a role in your injury, it is your right to file for a claim to these benefits.
Protecting your rights
Whether you are a crew member, captain, cook or deckhand, the Jones Act can be a lifeline for you in case you sustain injury while on the job. As the Jones Act can be complex, it is advisable to consult with an experienced maritime lawyer to help you determine eligibility, prove negligence and ideally claim your rights for your ultimate recovery.
